Your risk
is our business

Don’t take your banks word for it-
Get independent impartial advice

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Unlike conflicted banks or brokers providing “advice” on products they are selling, our recommendations are unbiased and specific to your situation. We take time to understand the objectives of key stakeholders, their challenges as well as the operating environment so that our recommendations are fully aligned with your goals and objectives.

Discover opportunities through
our software

1

Identify the risk

Our proprietary tool allows clients to measure and manage market risks more effectively. The platform uses live market data and proprietary algorithms to evaluate client exposure

2

Assess the risk

Levels of risk vary depending on the scale of your exposure and what consider acceptable. The most appropriate hedge will be based on risk appetite, market conditions, and financial objectives

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3

Devise a strategy

We provide a gateway to best execution and data-led risk management results by stress testing NOI, and interest rates to test when covenants come under pressure to help select the optimum hedge product

4

Review and refine

We use our first-hand banking experience and our platform to determine the most appropriate and cost-effective hedging programmes.

How can we help?

Interest RateHedging Advisory

  • We assist with the implementation of your hedging strategy
  • Modelling your cash flows and overlaying these with hedging alternatives to arrive at your optimal combination of cost and risk
  • We facilitate onboarding with your hedge provider and negotiate on pricing to ensure you don't overpay

Cash
Management

  • The interplay between Security, Liquidity, and Yield determines the optimal cash management strategy for your business
  • We optimise your cash management strategy, balancing these three competing objectives
  • Why not put your cash on account to work

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Foreign CurrencyHedging Advisory

  • We help protect your bottom line from the unpredictability of currency markets using spot, forward contracts, and structured products
  • We remove the complexity from the process using a combination of both our expertise and technology

Treasury Policy

  • We assist with the implementation of your hedging strategy
  • Modelling your cash flows and overlaying these with hedging alternatives to arrive at your optimal combination of cost and risk
  • We facilitate onboarding with your hedge provider and negotiate on pricing to ensure you don't overpay

Why use us as your Advisor

Banking Experience

First-hand experience of how banks price these products, and the min returns they require

Technology

Our platform uses live market data and proprietary algorithms to evaluate your exposure

Independence

Our goals align with yours. Your team now includes 100 years of banking experience equipped with our proprietary tool

Supporting Business

I would have no hesitation in recommending Lumon to anyone looking for any of the services they provide.

review
Debbie Lacey McGarrell Reilly and Art Invest testimonials

I would have no hesitation in recommending Lumon to anyone looking for any of the services they provide.

review
Debbie Lacey McGarrell Reilly and Art Invest testimonials

I would have no hesitation in recommending Lumon to anyone looking for any of the services they provide.

review
Debbie Lacey McGarrell Reilly and Art Invest testimonials

    Did you know

    Struggling to raise equity? Buying an interest rate hedge can increase your debt capacity

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    Further Assistance?

    If you're looking to hedge your interest rate exposure but thinking   

    Should I hedge using a Fixed rate, Swap or a Cap

     

    Hedging is expensive, how can I reduce my cost

     

    What is the cost to me if I repay the debt early

     

    I'm concerned about higher rates but not due to refinance later next year

     

     

    Interest rate swap Sonia

    Download our free guide to help you avoid the common pitfalls