- Increase your debt capacity
- If you're refinancing, your lender may reduce your loan size due to higher stress testing levels. Contact us to learn how we're assisting clients in reducing their equity requirements.
Your risk
is our business
-
Our clients don't rely solely on our 100 years of senior banking experience.
They also have access to our proprietary software, which analyses real
time data to help our clients make informed decisions -
Since 2021, we have advised on transaction with a notional value in
excess of £2 billion with strategies backed up by our technology.
VUCA is authorised and regulated by the Financial Conduct Authority
Don’t take your banks word for it-
Get independent impartial advice
Unlike conflicted banks or brokers providing “advice” on products they are selling, our recommendations are unbiased and specific to your situation. We take time to understand the objectives of key stakeholders,
their challenges as well as the operating environment so that our recommendations
are fully aligned with your goals and objectives.
- Protect covenant cover
- Our proprietary software stress tests interest rates, NOI, and ICR levels to help you understand your stress levels. Our software then analysis the effectiveness of different hedging products to help you make informed decisions
- Cash management
- Companies can now earn attractive returns on idle funds, thanks to the decade-high interest rates. - contact us to learn how we can help you maximize your returns.
Discover opportunities through
our software
Identify the risk
Our proprietary tool allows clients to measure and manage market risks more effectively. The platform uses live market data and proprietary algorithms to evaluate client exposure
Assess the risk
Levels of risk vary depending on the scale of your exposure and what consider acceptable. The most appropriate hedge will be based on risk appetite, market conditions, and financial objectives
Devise a strategy
We provide a gateway to best execution and data-led risk management results by stress testing NOI, and interest rates to test when covenants come under pressure to help select the optimum hedge product
Review and refine
We use our first-hand banking experience and our platform to determine the most appropriate and cost-effective hedging programmes.
How can we help?
Interest RateHedging Advisory
- We assist with the implementation of your hedging strategy
- Modelling your cash flows and overlaying these with hedging alternatives to arrive at your optimal combination of cost and risk
- We facilitate onboarding with your hedge provider and negotiate on pricing to ensure you don't overpay
Cash
Management
- The interplay between Security, Liquidity, and Yield determines the optimal cash management strategy for your business
- We optimise your cash management strategy, balancing these three competing objectives
- Why not put your cash on account to work
Foreign CurrencyHedging Advisory
- We help protect your bottom line from the unpredictability of currency markets using spot, forward contracts, and structured products
- We remove the complexity from the process using a combination of both our expertise and technology
Treasury Policy
- We assist with the implementation of your hedging strategy
- Modelling your cash flows and overlaying these with hedging alternatives to arrive at your optimal combination of cost and risk
- We facilitate onboarding with your hedge provider and negotiate on pricing to ensure you don't overpay
Why use us as your Advisor
Supporting Business
I would have no hesitation in recommending Lumon to anyone looking for any of the services they provide.
Debbie Lacey
I would have no hesitation in recommending Lumon to anyone looking for any of the services they provide.
Debbie Lacey
I would have no hesitation in recommending Lumon to anyone looking for any of the services they provide.
Debbie Lacey